Proudly serving America's veterans nationwide · Free, confidential policy reviews
Proudly serving America's veterans nationwide · Free, confidential policy reviews
Life Settlements for Veterans & Their Families
Valor in Value — our creed is simple. We honor veterans by turning life insurance they no longer want or can no longer afford into a lump-sum cash payment, with a licensed broker working for you, not the buyer.
✓ Free & confidential
✓ No pressure, no obligation
✓ Veteran-led team
5–7×
more on average than a policy's cash surrender value*
80%
of life insurance policies end without ever paying a death benefit — usually lapsed or surrendered for little or nothing.
$725B+
in face value lapsed or surrendered across 9–11 million U.S. policies every year.
5–7×
more, on average, through a life settlement than through a cash surrender.
50%+
of seniors don't know life settlements exist — leaving real money on the table.
*Industry research figures. Every policy is different and individual results will vary.
The Hidden Opportunity
Premiums climb sharply with age — especially on coverage like VGLI — and many veterans on fixed incomes are forced to let a policy lapse or surrender it for a fraction of its value.
A life settlement gives you another choice: sell the policy for a lump-sum cash payment that is typically far greater than its cash surrender value. Most seniors have never been told this option exists.
How Life Settlements WorkPractical Outcomes
Why Choose a Life Settlement Broker?
Unlike direct buyers, we are legally bound to act in your best interest to secure the maximum cash offer.
Category
Veterans Life Settlement Solutions (your broker)
Direct Purchaser (TV ad / provider)
Loyalty
We represent your financial interests as the policy owner.
They represent investors whose goal is to profit from your policy.
Primary Goal
Secure the maximum possible cash settlement for you.
Acquire your policy at the lowest possible cost.
Market Reach
A competitive auction among multiple licensed buyers nationwide.
Limited to a single source: only their own offer.
Pricing Leverage
Competition among bidders drives your final cash price higher.
A single, take-it-or-leave-it offer with no incentive to increase it.
Offer Clarity
You review every competing offer and its terms before you decide.
You see only their offer, with no insight into true market value.
Legal Duty
A licensed broker, legally obligated to act in your best interest.
Licensed buyers whose duty is to investors, not you.
Cost Structure
A clear, disclosed commission — earned only after your sale is complete.
Not required to disclose fees or commissions.
The Advantage
Maximum competition, control and dedicated representation.
They gain your asset — often paying less than it is genuinely worth.
Real-World Example
Illustrative example only. Every offer depends on the insured's age and health, the policy type and premiums, and market conditions.
Direct company offer
$120,000
Offer secured by a broker
$195,000
More in the policy owner's pocket
+$75,000
How It Works
We walk you through every step with no pressure and full transparency — and we take care of the paperwork.
01
A no-cost, confidential review to determine whether your policy qualifies and what it may be worth.
02
We present your policy to multiple licensed buyers and review every offer with you — offers that can exceed the cash surrender value.
03
Accept the offer that's right for you and receive a lump-sum cash payment to fund what matters most.
“Valor in Value”
Settlements for Veterans
Why VLS Solutions
We combine decades of settlement expertise with a lifetime of service. Every veteran receives the same thing: honest guidance, a full picture of their options, and an advocate who works only for them.
Who We Are
Veteran & Financial Professional
Veteran & Attorney
Underwriting & Operations
Marketing & Operations
Free · Confidential · No Obligation
Request your free, confidential policy review today. A member of our team will walk you through your options — with no cost and no pressure.
